Personal Credit Coaching & Repair
Repair your credit. Rebuild your options. Take back control.
Common Credit Repair Co combines expert credit consulting with hands-on dispute services to help you remove errors, rebuild your score, and finally qualify for the car, home, or card you deserve.
Average clients see meaningful score improvements in as little as 60–90 days.*
Get your free credit report review
Upload your report or connect securely. We’ll identify negative items and opportunities to increase your score.
No impact to your score. No obligation. 100% confidential.
How It Works
A simple, transparent path to better credit
We don’t believe in magic tricks or “quick fixes.” We follow the law, educate you, and take strategic action—every single month.
Step 1
Credit audit & game plan
We pull your reports, break down every negative item, and map out your personalized dispute and rebuilding strategy.
Step 2
Strategic disputes & negotiations
We challenge inaccurate, outdated, or unverifiable items with bureaus and creditors—on your behalf, every month.
Step 3
Coaching & score building
We guide you on utilization, new tradelines, and healthy habits so improvements last—long after we’re done.
Coaching & Services
Everything you need to clean up and rebuild
Common Credit Repair Co works with individuals and consumers at every stage—from first-time builders to post-bankruptcy recovery.
Ideal if you want: higher approval odds, better interest rates, lower deposits, and more breathing room each month.
We specialize in late payments, collections, charge-offs, medical debt, repossessions, and identity-theft-related issues.
1:1 Credit Coaching
Monthly or one-time sessions to review your reports, set goals, and build a step-by-step action plan.
- Personalized score roadmap
- Debt payoff & utilization strategy
- Accountability and check-ins
Done-For-You Disputes
We prepare and send custom dispute letters each month, track responses, and advise you on next moves.
- Bureau and creditor disputes
- Late payments & collections
- Identity theft & fraud support
Rebuilding Toolkit
Guides, templates, and product recommendations to help you responsibly rebuild positive history.
- Secured card & loan guidance
- Budget & cash-flow frameworks
- Lifetime education portal
Plans & Pricing
Clear, straightforward pricing
No long-term contracts. Cancel anytime. Start with a free credit report review before you decide.
*Results vary and cannot be guaranteed. We never advise you to misrepresent information or dispute accurate items.
Client Stories
Real people. Real progress.
Because of privacy laws and partner agreements, names have been abbreviated—but the outcomes and stories are 100% real.
“My score went from the low 500s to the mid 600s in about four months. I finally got approved for a reliable car at a rate I could afford.”
A.M. · Rebuilding after divorce
“They walked me through every letter and explained what was happening. I feel like I actually understand my credit now.”
J.R. · First-time homebuyer
“I’d tried disputing on my own with no luck. Within 90 days, three collections were removed and my score jumped 82 points.”
K.S. · Preparing for business funding
Questions, answered
Credit repair that respects your time, money, and rights
If you don’t see your question here, we’re happy to answer it on your free review call.
Is credit repair legal?
Yes. Under the Fair Credit Reporting Act (FCRA) and related consumer protection laws, you have the right to dispute information that is inaccurate, incomplete, or unverifiable. We simply help you exercise those rights in an organized and strategic way.
How long will it take to see results?
Some clients begin seeing changes within 30–60 days, while others take several months depending on the complexity of their reports. We recommend preparing for at least 4–6 months of consistent work for meaningful, lasting improvement.
Can you guarantee specific score increases?
No. Any company that guarantees a certain score or the removal of accurate items is not being honest. We can promise transparent communication, legal and ethical practices, and our best professional effort on every file we work.
Will this hurt my credit?
No. Reviewing your own credit reports is considered a soft inquiry and does not impact your scores. Our strategies are designed to help you build, not harm, your credit profile.
What happens on the free review call?
We’ll walk through your reports together, highlight the biggest opportunities, explain our process and pricing, and answer your questions. If we’re not the right fit, we’ll tell you—and still leave you with clear next steps.
Next Step
Start your free credit review today
Upload your report or connect securely in minutes. We’ll help you understand where you are, what’s possible, and how Common Credit Repair Co can support you.
No pressure, no sales scripts—just honest guidance from a certified credit professional.
What you’ll get on your call:
- A clear picture of what’s helping and hurting your score
- Specific items we’d target in your first 90 days
- Transparent recommendation on whether our services make sense for you right now